Commercial Crime Liability Insurance

Instant, Digital & Nationwide

Protect your business from the inside out against losses caused by criminal activity. 

Quote, purchase, and download your coverage in minutes—anywhere in the U.S.

Essential Protection Against Acts of Deception and Theft

Commercial Crime Insurance is a financial safety net, reimbursing your business for losses caused by illegal activity. 

Whether a crime is committed by a rogue employee or an outside fraudster, this coverage ensures that a criminal’s gain doesn’t become a permanent loss for the business you’ve worked hard to build. 

Even with excellent personnel standards and security protocols in place, any business can be hit by acts of deception and theft. General insurance does not cover damages or losses caused by criminal actions—only commercial crime insurance does. 

Protection Against A Broad Range of Crimes

In business today, “theft” means more than just a missing piece of equipment. That’s why our affordable Commercial Crime Insurance policy helps your business cover losses such as these:

• Asset Loss: Protection if your cash, investments, or physical property are stolen 
• Check and Document Fraud: Coverage for losses if someone fakes your signature or alters your business checks and financial documents.
• Fraudulent Use of the Computer System: Protection against losses caused by the illegal use of your your computer systems to transfer company funds
• Impersonation Wire Fraud: Protection if your bank receives fake electronic instructions that appear to come from you, resulting in an unauthorized transfer.
• Deceptive Requests (Social Engineering): Coverage for when an employee is tricked by a scammer—often via email or phone—into voluntarily sending money or sensitive data.

In a perfect world, criminal acts will never impact your business, but despite diligence, the reality is they could. Get peace of mind with efficient, effective and affordable Commercial Crime Insurance for businesses of every size from Colonial Surety Company. 

Why Choose Colonial Surety Company?

Peace of Mind, Made Simple

You’ve worked hard to build your business; don’t let a criminal act take it away. 

Our digital application process is designed for busy professionals, but our knowledgeable experts are here to answer your call, should you need us. Count on us for:

• Instant Issuance: Our streamlined digital platform allows you to apply online and download your proof of insurance in minutes.
• 24/7 Digital Management: Access your personalized dashboard to manage your policy and download certificates of insurance anytime, anywhere.
• Comprehensive Risk Management: Consolidate your protection by securing your crime insurance alongside your surety bonds and liability policies with one trusted national partner.
• Industry-Specific Coverage: Custom-built policies that cover the unique risks of your specific profession.