Personally Responsible?
Despite years of costly allegations over investment performance, many plan sponsors are not adequately monitoring. Lawsuits naming businesses–and their fiduciaries—-continue to underscore the importance of making decisions that benefit participants and documenting the prudent…
Read Moreabout Personally Responsible?
Is Bigger Better?
When it comes to a 401k, more savings for more employees is certainly better, and small businesses certainly can and do sponsor thriving retirement plans. Nonetheless, bigger 401k plans tend to have some built…
Read Moreabout Is Bigger Better?
Survivor Trustee: Cognitive Continuity Clause?
In the face of long lives and a rise in the number of people experiencing cognitive decline, some attorneys point out that incorporating a “cognitive continuity clause” in revocable trust instruments can serve as…
Read Moreabout Survivor Trustee: Cognitive Continuity Clause?
Administrator Responsibilities and Bonds
When someone dies without a will, the local probate court typically appoints an administrator to bring the affairs of the deceased to closure. Once debts are paid, the state laws of intestacy dictate the…
Read Moreabout Administrator Responsibilities and Bonds
Supersedeas and Appeal Bonds
Though in some jurisdictions, the terms supersedeas bond and appeal bond are used interchangeably, other jurisdictions distinguish between the terms. Generally, a supersedeas or appeal bond enables the losing party in a civil litigation…
Read Moreabout Supersedeas and Appeal Bonds
Assigning Assets To A Trust
Designating assets to a trust is an important strategy in estate planning. Trusts can be set up to specifically address a variety of familial goals, and even to earmark funds for our own eventual…
Read Moreabout Assigning Assets To A Trust
Financing for Clean Power Projects
The first, national, green bank in the United States, the Coalition for Green Capital, is open for business, with the goal of directing $5 billion from 2022’a Inflation Reduction Act (IRA) into projects supporting…
Read Moreabout Financing for Clean Power Projects
College Vs Trade School?
As many young people weigh the pros and cons, more and more are leaning into trade schools. Practical considerations related to costs and eagerness to earn a steady pay-check are tipping the scales—a good…
Read Moreabout College Vs Trade School?
401k Fees: Paying Too Much?
Chances are good that if you are a plan sponsor with 100 or more employees, yes, you are paying more than what’s considered efficient. Read on for the results of an analysis of thousands…
Read Moreabout 401k Fees: Paying Too Much?