Business Owners Policy

Obtain Business Owner’s Policy (BOP) +$50k of Cyber Insurance included

Business Owner’s Policy (BOP)

Business Owner’s Policy (BOP) provides protection against many of the risks commonly associated with being in business, such as property and equipment damage, customer injuries, and defense in the event of a related lawsuit.

With Business Owner’s Policy (BOP), you’ll prevent routine incidents from spiraling into costly (even business-ending) disasters. For example, if a customer slips and falls, Business Owner’s Policy (BOP) provides coverage for medical bills, and defense in the event of a lawsuit. If a fire, theft or other covered disaster strikes, Business Owner’s Policy (BOP) provides coverage for computers, furniture and other property damages.

Armed with Colonial Surety Company’s affordable Business Owner’s Policy (BOP), your business will have coverage in the event of:

Injury to a third-party (not resulting from your services) and related medical bills.
Liability resulting from damage to someone else’s property.
Liability for loss of a client’s electronic data in certain professions (as a result of damage to equipment).
Actions of temporary workers.
Damage to business equipment, such as computers, office furniture, and other office property.

Value Added: Cyber Liability Insurance

As a valued customer making your first insurance purchase with Colonial Surety Company, we are delighted to offer an additional benefit. We are now in a digital era which is why when you choose Business Owner’s Policy (BOP), we include $50,000 of Basic Cyber Liability Insurance with your policy. This coverage provides you with access to expert breach response services in the event of a cyber breach. It ensures prompt mitigation of damages and facilitates the implementation of necessary investigation and notification procedures. Furthermore, this coverage extends protection against potential lawsuits and regulatory actions that may arise from a cyber breach.