Our Blog - Surety Matters

   Ouch! For most workers, early withdrawals from retirement accounts turn out to be very costly, since lost opportunity from market gains is hard to make up. Encourage plan participants to do everything they can…
Read Moreabout Protecting Retirement Savings

Doubts about whether Blackrock’s 401(k) followed the Plan’s Investment Policy Statement have led to the class action suit. Relatedly, here are three critical questions for retirement plan sponsors. What Is the Investment Policy for Your…
Read Moreabout Blackrock’s 401(k) Plan Heads To Trial

  Well, 2021 is here. Now what? Your retirement plan participants will appreciate reminders about nuts and bolts—especially considering some of the regulatory shifts made as COVID-19 emerged last year. Participants In Their 70’s?  Whether…
Read Moreabout Steering Forward: Get Your Plan Participants Focused

Retirement planning commonly revolves around “how much” and “when.” An often overlooked question is “where” and it matters a lot. Assumptions, Dreams, and Realities Typically, retirement planning is rooted in making assumptions about the annual…
Read Moreabout Retirement Planning: Don’t Forget to Ask “Where?”

Mergers and acquisitions are changing the marketplace of 401(k) plan service providers. Plan sponsors are advised to have high expectations. Expect Robust Products and Services Although the mergers and acquisitions among service providers in the…
Read Moreabout A Resolution for Plan Sponsors: High Expectations

  The turning of the years is an important time for plan sponsors to hit pause and ensure that the policies and operations of their retirement plans are sound. Review Basic Plan Policies and Operations…
Read Moreabout Sound Beginnings for Plan Sponsors in 2021

  The lawsuit, won on behalf of employees of Fidelity Investments is an important reminder to sponsors of retirement plans of all sizes: carefully monitor your chosen service providers. Beware: Breach of Duties As Bloomberg…
Read Moreabout $28.5 Million Class Settlement in ERISA Case

Increasingly, business strategies are expanding from cybersecurity basics to the broader approach of cyber resilience. This is important for retirement plans too! Preventing Threats—and Enabling Business Continuity Too No matter how good the cybersecurity controls…
Read Moreabout Is Your Retirement Plan Ready for a Data Breach?

Older workers and retired plan beneficiaries will appreciate stepped up communications related to safely accessing their retirement accounts in this digital era.  Identity Fraud: $17 Billion  Increasingly, identity theft—and fraud are impacting more and more…
Read Moreabout Protecting Your Plan’s Most Vulnerable Participants