401k Fees: Paying Too Much?
Chances are good that if you are a plan sponsor with 100 or more employees, yes, you are paying more than what’s considered efficient. Read on for the results of an analysis of thousands…
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What’s The Difference: Bond Vs Insurance?
It’s wise for plan sponsors to know the difference between an ERISA fidelity bond and fiduciary liability insurance. Required by law, ERISA bonds protect the plan and participants. Though not mandated by the government,…
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What About The Providers of The Provider?
Retirement plan sponsors are responsible for vetting the cybersecurity practices of their third party providers. But what about the providers those providers outsource too? Yes, indeed: plan sponsors need to know about subcontractors and…
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Gen U: Unretired?
Leaving the workforce only to return has been a growing trend for “older workers.” In the face of longer life spans and the rapid pace of change, there are more questions than answers…
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Your Bond Might Not Be an ERISA Bond
The ERISA Act requires that every person who handles employee benefit plan assets or funds as well as any plan fiduciary be bonded with an ERISA fidelity bond. Those bonded must be bonded for at…
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The Most Common Types of Cyberattacks Plaguing SMBs An How to Protect Against Them
w_cyba138_60 By Richard Clarke, Chief Insurance Officer, Colonial Surety The media landscape is dominated by headlines like this “Hackers Target Cryptocurrency Companies in HubSpot Data Breach” and this “Microsoft confirms it was breached by…
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Fast Data Breach Response Time Can Salvage Your Company
It is commonly understood that data breaches are emerging at a more rapid pace due to the high volume of people working from home and shopping online. Therefore, your company’s response time towards a cyber-breach can be…
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5 Cybersecurity Tactics for Plan Sponsors
Though cybersecurity strategies tend to evolve year to year, there are some basic tactics plan sponsors can utilize to safeguard their plan participant’s personal information. Research indicates that roughly 62% of small and midsize businesses…
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What is the Cost of a Data Breach?
Like any other variety of pervasive thievery, data breaches emerge with a ponderous cost. Data thieves utilize evolving criminal techniques to carefully slip past sub-par security measures and expeditiously dine on a company’s finest sensitive…
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