General Liability Insurance
Obtain General Liability Insurance +$50k of Cyber Insurance included
Instant, Digital & Nationwide
Protect your business from the unexpected. Quote, purchase, and download your coverage in minutes – anywhere in the U.S.
Essential Protection for Daily Operations
General Liability Insurance provides the foundational protection every business needs. It covers common risks – such as third-party injuries or accidental damage to client property – ensuring that a routine accident doesn’t become a business-ending financial disaster.
Apply now and have your policy in minutes, from Colonial Surety Company.
Coverage for Unpredictable Incidents
Even with the utmost care, accidents at work happen. Our affordable General Liability policy ensures your business is prepared to navigate claims involving:
- Third-Party Injuries: Coverage for medical expenses and legal defense if a customer slips, falls, or is injured on your premises.
- Property Damage Liability: Protection if you or your staff accidentally damage someone else’s property, such as a client’s office or equipment.
- Electronic Data Loss: Liability coverage for the loss of a client’s data resulting from physical damage to equipment.
- Temporary Worker Actions: Coverage extends to the activities of temporary staff working on behalf of your business.
Built-in Cyber Liability Insurance
Physical liability is only half the battle in the digital era. If this is your first insurance purchase with Colonial Surety Company, we include $50,000 of Basic Cyber Liability Insurance at no extra cost. This essential coverage includes:
- Expert Breach Response: Immediate access to forensic investigation and notification services if your data is compromised.
- Regulatory Defense: Protection against lawsuits and regulatory actions following a cyber breach.
Why Choose Colonial Surety Company?
- Instant Issuance: Apply online and download your proof of insurance in minutes.
- 24/7 Digital Management: Access your dashboard and print or download and e-file certificates of insurance anytime, anywhere.
- Total Business Compliance and Protection: Streamline your coverages by securing surety bonds, fidelity bonds, and business liability insurance from one trusted national partner.
- Industry-Specific Coverage: Custom-built policies that cover the unique risks of your specific profession.
This insurance is available for instant quote and purchase on your desktop, tablet, or mobile device.
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Instant & Flexible
We offer a streamlined purchase process that allows you to instantly purchase bonds and insurance online.
Reach
Licensed and admitted in all U.S. states and territories.
Rating
Rated “A” Excellent by A.M. Best Company and U.S. Treasury Listed.
(NAIC #10758)
BUSINESS ADDRESS: 123 Tice Boulevard, Suite 250, Woodcliff Lake, NJ 07677.
PHONE: (201) 573-8788.
SURETY LICENSES c,f/: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MP, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, VI, WA, WV, WI, WY.
INCORPORATED IN: Pennsylvania.
For more info about surety underwriting limitations read Circular 570 published by the U.S. Department of the Treasury.
Frequently asked questions