Instant, Digital & Nationwide

Protect your business equipment and property. Quote, purchase, and print your policy in minutes – anywhere in the U.S.

Essential Protection for Your Business

A Business Owner’s Policy (BOP) combines two critical coverages into one affordable package: General Liability and Business Property Insurance. It is designed to prevent routine accidents or property damage from spiraling into business-ending financial disasters.

Apply now and have your policy in minutes, from Colonial Surety Company.

Comprehensive Coverage for Daily Business Risks

Armed with an affordable BOP, your business is protected against the most common physical and legal risks associated with running a company:

• Customer Injuries: Coverage for medical bills and legal defense if a visitor slips, falls, or is injured on your premises.
• Property & Equipment Damage: Protection for your computers, office furniture, and specialized equipment in the event of fire, theft, or other covered disasters.
• Third-Party Property Damage: Liability coverage if you or an employee accidentally damage someone else’s property.
• Data Loss & Equipment Failure: Coverage for the loss of client electronic data resulting from physical damage to your hardware.
• Temporary Staff Protection: Coverage extends to the actions of temporary workers associated with your business.

Built-in Cyber Liability Insurance

Physical liability is only half the battle in the digital era. If this is your first insurance purchase with Colonial Surety Company, we include $50,000 of Basic Cyber Liability Insurance at no extra cost. This essential coverage includes:

• Expert Breach Response: Immediate access to forensic investigation and notification services if your data is compromised.
• Regulatory Defense: Protection against lawsuits and regulatory actions following a cyber breach.

Why Choose Colonial Surety Company?

• Instant Issuance: Apply online and download your proof of insurance in minutes.
• 24/7 Digital Management: Access your dashboard and print or download and e-file certificates of insurance anytime, anywhere.
• Total Business Compliance and Protection: Streamline your coverages by securing surety bonds, fidelity bonds, and business liability insurance from one trusted national partner.
• Industry-Specific Coverage: Custom-built policies that cover the unique risks of your specific profession.

Video Title