2024 Year-End: Compliance Check
Changes in the law make the home stretch of the year an important time for retirement plan sponsors to be diligent about ensuring adherence to regulations. It’s wise, for example, to check in on operational…
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Multi-Factor Authentication, and Zero-Trust?
While continuous training and multi-factor authentication helps, some experts predict that “zero-trust” is what it will ultimately take to protect money and information in the face of ever trickier cyber attacks created by generative…
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Evolutionary: ERISA
With ERISA headed into its next 50 years, robust compliance with the high standards it continues to set is a high priority for retirement plan sponsors. Regulatory investigations, class action lawsuits, and courtroom precedence…
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Woulda, Coulda, Shoulda?
If only we followed through on everything, what would life be like? It’s hard to know, but this much is sure: business owners who never get around to cybersecurity insurance will regret it the…
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Career Path: Ladder Vs Pogo Stick?
Protected by ERISA, which is now fifty years old, company sponsored retirement plans came of age when employees aimed to work up the ladder within a business, and retire securely, after a good climb….
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Tag, You’re It?
Every business owner wants to make money while running a thriving company. Innovation? Sure, that too. Unfortunately, as risk management experts point out, cyber criminals have similar goals: making as much money as possible…
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Allegations Dismissed: Defense!
Clarity in plan documents regarding the use of forfeitures has proven to be a solid defense for plan sponsors, as lawsuits alleging that it is a misuse to pay future employer contributions from forfeitures…
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Access Vs Participation?
In the 20 years between 2003 and 2023, what significant progress has been made related to employer sponsored retirement plans? Some thought leaders point out that the answer can best be found through solid…
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ERISA and Fiduciary Liabilities?
The Employee Retirement Income Security Act opened the doors for employers to offer 401k plans to employees. ERISA’s robust standards, aimed at ensuring all plan decisions are made in the best interest of participants,…
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