Our Blog - Surety Matters

One way plan sponsors demonstrate the duty of prudence under the the standards of ERISA law is to regularly benchmark the 401k’s service providers and fees. This can be time consuming, but artificial intelligence is…
Read Moreabout AI and The Duty of Prudence?

The disruptions of recent years have underscored the necessity of setting aside emergency savings, and one of the measures in SECURE 2.0 allows employees to do so within the company sponsored retirement plan. Plan sponsors…
Read Moreabout Financial Forecast: Rainy Days

As it becomes harder and harder to pay for healthcare, more employers are viewing Health Savings Accounts (HSAs) as part of a “holistic retirement savings” strategy for employees.   Widespread Challenges It’s not hard to…
Read Moreabout Healthcare Savings and Retirement Plans?

Though not always true in life, socking away more money for retirement is very important for most participants in employee sponsored retirement plans, so it comes as good news that the annual contribution limits for…
Read Moreabout More Is Better

  When seeking to maximize the benefits participants reap from a 401k, it’s easy enough for plan sponsors to identify positive-sounding marketplace innovations. Typically, what’s more difficult is making decisions and implementing changes, given the…
Read Moreabout Innovation and the 401k?

  Small retirement accounts have been a big problem for a long time, as they tend to become forgotten and contribute to challenges related to missing participants, cash leakage, and, of course, sub-optimal participant outcomes….
Read Moreabout Help for Small Balance Accounts

  Following an investigation by its Employee Benefits Security Administration (EBSA), the Department of Labor won a settlement for the participants of an employer sponsored retirement plan, arguing that fiduciary breaches, including failure to diversify…
Read Moreabout Failure To Diversify: ERISA Violation

  For business owners, the days of having a vague notion that cybersecurity requires attention–and hoping “someone” in IT has it covered, are over. Top down and all around action is necessary to protect the…
Read Moreabout From Awareness To Action

  How well do the actual operations of the company sponsored retirement plan match the procedures spelled out in the plan document? Are the operations also in compliance with what even experts say are “increasingly…
Read Moreabout Here’s To A Happy Ending….