Moving a 401(k) Between Jobs is About to get Simpler
A proposed exemption by the U.S. Department of Labor to the Employee Retirement Income Security Act of 1974 (ERISA) designed to allow easier transfer of a 401(k) from one job to another is expected to…
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Cyber Attacks Versus Small Businesses Rising
Larger companies are investing more money into their cybersecurity defenses as cyber attacks and data breaches become more prevalent, happening to entities ranging from larger companies like Sony to esteemed organizations like NASA. So cyber…
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Cyber Attackers Running Small Businesses Out of Business
Large companies are investing in cybersecurity defenses and protections as cyber attacks become more sophisticated. With these larger companies being harder to breach, cyber attackers and hackers have focused their energy and attacks on small…
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90% of All Data Breaches Hurt Small Businesses
Your small business does not have to store sensitive data to be part of a data breach. Giant companies like Sony and Equifax may be the ones who have that sensitive data such as credit…
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Your Company Doesn’t Need to Store Information to be Victim of Cyber Attack
A common misconception is that a company needs to store some type of information to be a target of a cyber-attack or data breach. But you would be incorrect. Having something as simple as a…
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House Passes New 401(k) Bill
The United States House of Representatives has passed a bill resulting in the most significant changes in years to 401(k) plans. With the Setting Every Community Up for Retirement Enhancement, or Secure, Act, it is…
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Invest in Your Retirement Plan to Gain Financial Success
Even with the United States economy booming and consistently expanding, more than two thirds of earners would be unable to cover an unexpected $1,000 expense. According to Barron’s, Americans simply seem to be having a…
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Not Knowing Plan Documents Leads to Fiduciary Liability
One of the leading causes of fiduciary liability and fiduciary breach is retirement plan fiduciaries not being well versed in plan documents, terms, and conditions. Not following the written terms of a plan document may…
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How Plan Sponsors can Protect Against Data Breach
You hear about data breaches at giant companies like Equifax and Sony, but did you know that individuals, such as plan sponsors, are extremely vulnerable to cyber attack? What can you as a plan sponsor…
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