Our Blog - Surety Matters

  Unlike those running and hiding games we play in our youth, illness, capacity declines and death are real. Rather than avoiding them, estate planning is best–for the good of our own selves and everyone…
Read Moreabout Ready or Not…

  It’s certainly an understatement to say that attending to the high standards of ERISA results in plenty for retirement plan sponsors to take responsibility for. Fortunately, an Educational Policy Statement (EPS) is not a…
Read Moreabout Educational Policy Statement: Required?

  As protocols for environmental, social and governance (ESG) investment options continue to be murky, a new class action complaint puts the spotlight on the fiduciary duty of prudence. Essentially, this latest class action lawsuit…
Read Moreabout Retirement Funds: Performance vs ESG

  ERISA, the Employment Retirement Security Act of 1974, established the standards governing employer sponsored retirement and health plans. For the protection of participants, ERISA considers sponsors fiduciaries and holds them to exceptionally high standards….
Read Moreabout ERISA 3(16) Fiduciary Explained

  Retirement plan participants are allowed to make catch-up contributions, but a question that arises in plan administration is: When does an employee salary deferral                     …
Read Moreabout Catch-up Contributions?

  When a loved one dies, their affairs need to be brought to closure, and the process of doing so is often referred to as estate administration. Read on for an overview of what to…
Read Moreabout Estate Administration?

  Pets can have very long lives. Macaw parrots for example, live for about 50 years–but can reach 100. Turtles too require decades of attention. With advancements in veterinary science, even “regular” pets, like cats…
Read Moreabout Dog, Cat, Parrot, Turtle…

  A fundamental responsibility of retirement plan sponsors is establishing, adhering to and periodically updating the plan document, which essentially functions as a master guide to ensuring the plan is operating correctly. Here are key…
Read Moreabout Plan Document: Fiduciary Fundamentals

  Unfortunately, despite research that shows most retirees harbor a lot of “should have, would have, could have” related to their savings and financial plans, there is no going back. Though do overs are impossible,…
Read Moreabout Do Over?