Our Blog - Surety Matters

  Recognizing that they will quite likely work into their 70s, Gen Z employees are looking for ways to build breaks (aka micro-retirement) into their careers. Meanwhile, Baby Boomers are returning to work. Both approaches…
Read Moreabout Micro Retirement? Un-Retiring?

  With few exceptions, individuals with responsibilities for a company sponsored retirement plan are required, by law, to obtain an ERISA Fidelity Bond. Even outsourcing plan services represents decision-making on behalf of the plan, so…
Read Moreabout What Is The Purpose Of An ERISA Bond?

  Analysis of nearly 800,000 Form 5500 filings reveals that the majority of retirement plan sponsors have at least one “red flag violation.” Since both regulatory compliance and fiduciary shortcomings are a very big deal…
Read Moreabout Red Flags for 84% of Retirement Plan Sponsors?

As a retirement plan sponsor, you’re entrusted with helping your employees secure their financial future. In fact, under ERISA, you’re legally obligated to act in the best interests of plan participants. This includes ensuring the…
Read Moreabout Benchmarking: Why and How

  Yes, every business needs cybersecurity procedures–and establishing them is doubly critical for retirement plan sponsors. Fiduciary advisors stress that establishing a written cybersecurity policy with specific, actionable procedures, is not only best practice, but…
Read Moreabout Cybersecurity Procedures?

  Missing retirement plan participants–and the payments owed them–has been a hot button issue for the Department of Labor for years, with plan sponsors urged to put more attention into location efforts. Now, temporary guidance…
Read Moreabout Small Payments Owed To Missing Participants?

  ERISA, the Employee Retirement Income Security Act of 1974, doesn’t require employers to offer a retirement plan, but it does set strict rules for those that do. Given the responsibility of safeguarding employee retirement…
Read Moreabout ERISA: Know the Rules, Avoid the Risks

  To say that a retirement plan sponsor must take fiduciary obligations seriously is to state the obvious. Here’s the thing though: we can’t stop at mere compliance. Longer lives and higher costs of living…
Read Moreabout Going The Extra Mile?

  The terms associated with employer sponsored retirement plans can be confusing, causing fuzzy understandings to be passed around in the course of overseeing the plan. Be careful, though: the Employee Benefits Security Administration (EBSA)…
Read Moreabout Good To Know: Plan Terms