Our Blog - Surety Matters

  ERISA, the Employee Retirement Income Security Act of 1974, doesn’t require employers to offer a retirement plan, but it does set strict rules for those that do. Given the responsibility of safeguarding employee retirement…
Read Moreabout ERISA: Know the Rules, Avoid the Risks

  To say that a retirement plan sponsor must take fiduciary obligations seriously is to state the obvious. Here’s the thing though: we can’t stop at mere compliance. Longer lives and higher costs of living…
Read Moreabout Going The Extra Mile?

  The terms associated with employer sponsored retirement plans can be confusing, causing fuzzy understandings to be passed around in the course of overseeing the plan. Be careful, though: the Employee Benefits Security Administration (EBSA)…
Read Moreabout Good To Know: Plan Terms

  There’s no such thing as merely sitting in on meetings when it comes to the high standards of ERISA. Each member of a retirement plan committee can be held personally responsible–financially–for errors and oversights….
Read Moreabout 401k Committee Member Vs Bump On The Log?

  Healthcare is top of mind for many workers, so it’s not surprising that the closer employees get to retirement, the more worried they are about the costs of healthcare.  That’s why it can make great…
Read Moreabout The 401k and Health Savings Plans?

  For sponsors of 401k plans, failure to take action when investments underperform can result in allegations of a fiduciary breach. Indeed, failure to properly monitor funds is the claim at the center of litigation…
Read Moreabout Ignoring The Signs?

  For retirement plan sponsors, a better question is whether they have been diligent or not, as judged by the high standards of ERISA. Shortcomings can not only be found by the Department of Labor…
Read Moreabout Naughty or Nice? 

ERISA Fidelity Bonds are a requirement of the U.S. Department of Labor for the protection of company sponsored retirement plans. All individuals with a role in handling the company sponsored retirement plan, must, by law,…
Read Moreabout ERISA Bonds Made Simple

  Employers who sponsor retirement plans are by definition fiduciaries under the high standards of ERISA law–and therefore open targets for lawsuits. While it is impossible to eliminate their risks, sponsors can take steps to…
Read Moreabout Mitigating ERISA Litigation Risks