Our Blog - Surety Matters

  Healthcare is top of mind for many workers, so it’s not surprising that the closer employees get to retirement, the more worried they are about the costs of healthcare.  That’s why it can make great…
Read Moreabout The 401k and Health Savings Plans?

  For sponsors of 401k plans, failure to take action when investments underperform can result in allegations of a fiduciary breach. Indeed, failure to properly monitor funds is the claim at the center of litigation…
Read Moreabout Ignoring The Signs?

  For retirement plan sponsors, a better question is whether they have been diligent or not, as judged by the high standards of ERISA. Shortcomings can not only be found by the Department of Labor…
Read Moreabout Naughty or Nice? 

ERISA Fidelity Bonds are a requirement of the U.S. Department of Labor for the protection of company sponsored retirement plans. All individuals with a role in handling the company sponsored retirement plan, must, by law,…
Read Moreabout ERISA Bonds Made Simple

  Employers who sponsor retirement plans are by definition fiduciaries under the high standards of ERISA law–and therefore open targets for lawsuits. While it is impossible to eliminate their risks, sponsors can take steps to…
Read Moreabout Mitigating ERISA Litigation Risks

  Thinking into the year ahead, plan sponsors across the country are looking at expanding investment lineups, maximizing services and enhancing participant education. According to the 2024 Morgan Stanley Retirement Plan Survey, these are the…
Read Moreabout 2025: Plan Sponsors Strategies 

  Sooner or later, regulators discover ERISA Bond failures, and in addition to penalties, audits and investigations can follow. Anyone, with any role in handling a company sponsored retirement plan, must, by law, have an…
Read Moreabout ERISA Bond: Are You Compliant?

  According to the nonpartisan Government Accountability Office (GAO), the push for disclosing the fees associated with 401k plans over the past ten years is benefitting both participants and plan sponsors. Important work remains to…
Read Moreabout Progress: Plan Fee Transparency

  A survey of retiree spending habits conducted by the Employee Benefits Research Institute (EBRI) finds that just one in three retirees between the ages of 62 and 75 feels that they saved “just right”…
Read Moreabout Just Right: One In Three