First Responder? Estate Planning Jumpstart
Estate planning is extra important for those who take on the high risks of being a first responder, such as firefighters, law enforcement officers, and paramedics. In addition to on-the job crisis, first responders…
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Estate Law: SCPA 2103 Proceeding?
A fiduciary charged with overseeing the affairs of an estate, such as the executor, representative or administrator, must safeguard the assets on behalf of the beneficiaries. In New York, if the fiduciary believes assets…
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Careless Participants?
Poor password practices and other careless habits among retirement plan participants contribute to the cybersecurity threats—and breaches—occurring to retirement accounts. Though plan sponsors cannot of course control participant behavior, they must exert diligence in…
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Needs, Wants and Wishes Too
How much do you need to save to achieve your monthly budget for retirement? This question exemplifies how traditionally, retirement planning tools rest on an assumption that somehow, magically, once we retire, our expenses…
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Stormy Weather
Who is going to tackle the work of rebuilding in Florida after Hurricane Ian? That’s a question on a lot of minds—and not just in Florida. As storms of every kind continue to surprise…
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Things Still Have To Get Built
We can make predictions about inflation, slow downs and recession all we want, but at the end of every day, week and month, things still have to get built, right? Whether it’s time to…
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Stay Alert:Recordkeepers
Understandably, retirement plan sponsors rely on their record-keeping service providers to stay on top of a lot—including hundreds of rules. However, even with great effort, recordkeepers make mistakes, so plan sponsors are advised to remain…
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Investment Professionals: What’s The Deal?
It makes good sense for retirement plan sponsors to contract with an investment professional for guidance on the plan. Unfortunately, many plan sponsors are unclear on what, if any, fiduciary responsibilities the investment professional is…
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Go Time?
Though times are challenging in many ways, public agencies at the local, state and federal levels are making funds available for important builds big and small. Of course there are regulatory challenges involved in…
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