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ERISA 07.11.2019

Pension Professionals: Find New Solutions, but Don’t Forget Fiduciary Duties

There are few virtues more valued in American business than innovation and new ways of thinking. Pension professionals have their own opportunity to unleash new ways of thinking when creating arrangements and plan features. But…
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Pension Professionals: Find New Solutions, but Don’t Forget Fiduciary Duties
Cyber for Plan Sponsors 07.11.2019

The U.S. has Lost $1.6 Trillion Due to Data Breaches Since 2008

Since 2008, the United States has lost an overall amount of more than $1.6 trillion due to data breaches alone. Even these figures may be on the low end of the real number lost, however, as…
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The U.S. has Lost $1.6 Trillion Due to Data Breaches Since 2008
ERISA 07.11.2019

Fiduciary Liability of Administrative Staff

You may not think communications with plan administrative staff could cause a fiduciary breach, but you would be wrong. Plan administrative staff members are functionally plan fiduciaries when they communicate with plan participants and their…
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Fiduciary Liability of Administrative Staff
ERISA 07.11.2019

ERISA Advisory Council Provides Guidance to DOL

The ERISA Advisory Council has provided guidance to the U.S. Department of Labor (DOL) on ERISA fidelity bonds and what the requirements should be in order for a fidelity bond to be DOL compliant. The…
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ERISA Advisory Council Provides Guidance to DOL
Cyber for Plan Sponsors 07.09.2019

Best Cyber Defense Practices May Not Stop Data Breaches

You can read guides on how to best protect sensitive data stored by a 401(k) plan related to its participants and funds. Monitoring and securing accounts on a regular schedule can help make sure that only the…
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Best Cyber Defense Practices May Not Stop Data Breaches
ERISA 07.09.2019

What is a Retirement Plan Breach of Fiduciary Duty?

Typically, when you think of a breach of fiduciary duty involving a retirement plan, you think of a plan sponsor acting in their own self-interest. They use their position with the plan for their own…
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What is a Retirement Plan Breach of Fiduciary Duty?
Cyber for Plan Sponsors 07.09.2019

Data Breach Sends Equifax Executive to Jail

Former Equifax CIO Jun Ying has been sentenced to four months in prison for insider trading. Ying was found to have sold Equifax stock after the famed data breach was discovered but before the public was aware…
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Data Breach Sends Equifax Executive to Jail
ERISA 07.09.2019

Plan Fiduciary Breach Complaints Rise as Markets Fall

The biggest thing that plan fiduciaries can do to prevent claims of fiduciary breach is to implement and follow prudent fiduciary policies, procedures, and practices. This would theoretically cover issues involving costs, conflicts, and due…
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Plan Fiduciary Breach Complaints Rise as Markets Fall
License & Permit Bonds 07.08.2019

How to Become a Licensed California Electrical Contractor

To become a licensed electrician in California, you need to obtain a C-10 Electrical Contractor license. The license is required in order to bid on any projects worth $500 or more. The California Contracts State License…
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How to Become a Licensed California Electrical Contractor