Even If Your Information Doesn’t Seem Valuable, Cyber Attacks Will Still Steal It
You may think that the information you’re storing for your business or plan isn’t that valuable. You may not be storing things like credit card numbers or payment credentials, but cyber attackers will still attempt…
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Joint Tenancy Can Keep Property Out of Probate
Passing estates through the probate process can cost you and your estate a large amount in fees while causing your loved ones to have to wait until the resolution of the process to receive the…
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Plan Fiduciaries Must Follow Plan Documents
This may sound like common sense but it does in fact need to be noted: according to IRS rules, a plan must operate according to its own plan document’s terms in order to maintain its…
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No Caps on Appeal Bonds Can Have Unintended Consequences
When you wish to appeal a civil judgment in New Jersey, in order to stay enforcement of that judgment, you have to post an appeal bond. But in order to post an appeal bond, your…
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Legal and Approved Investments May Still Result in Fiduciary Liability
Plan funds and assets don’t have to be invested in an illegal manner in order for an investment to count as imprudent and a breach of a plan sponsor’s fiduciary duty to plan participants. Even…
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Hidden Fees Can Make Plan Investments Imprudent
As a fiduciary, you may do everything by the book in choosing what to invest plan assets in. The investment may be safe, provide proper amounts of returns and not be overly risky. But there’s…
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Excessive Fee Suits Against Plan Fiduciaries Becoming More Popular
An increasing number of 401(k) sponsors and providers of retirement products are seeing lawsuits against them alleging, among other things, excessive plan fees in violation of ERISA and therefore, a breach of the plan fiduciary’s fiduciary duty….
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How to Become a Guardian Without a Lawyer
If you cannot afford an attorney but still hope to become a guardian, The City University of New York is here to assist you by guiding you through the guardianship process. While CUNY strongly recommends going through…
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Guide to Probate in Texas
In Texas, when a person dies and leaves property that hasn’t been transferred to someone else through a trust, wasn’t owned via joint ownership with a right of survivorship, or isn’t subject to direct payments…
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