Avoid These 3 Mistakes of Estate Planning
The majority of estate planning fails usually fall into one of several groups. Though each estate plan is distinctive, the same errors and snags can arise. Each of these typical mistakes is preventable with a…
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Here’s Why You Need a Bid Bond
Bid bonds are used primarily in the construction industry to assure the contractor can fulfill the job responsibilities listed in the agreement for the agreed price for the project owner. It protects the project owner…
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Massachusetts Recognizes ERISA in Novel Fiduciary Conduct Standard
On February 21st, 2020, the Massachusetts Secretary of the Commonwealth filed the final rule of a fiduciary conduct standard for investment advisers, their representatives, broker-dealer, and their agents operating in the commonwealth, hired by plan…
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What is a Replevin Bond?
Imagine you recently moved out of your old apartment into a new pad. However, your former landlord decided to keep some of your personal property in return for rent not being paid. What action can…
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Cyber Attackers Won’t Stop At One Data Breach
If you’ve already been the victim of a data breach, you may be wondering if you should still obtain cyber liability insurance. Is there a chance cyber-terrorists could attack again? The answer is a strong…
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Unmarried Partners & Estate Planning
When it comes to estate planning, having a marriage certificate with your life partner is critical. Without it, state intestacy laws do not let an unmarried couple inherit from each other, meaning your close relatives…
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The Three C’s of Surety Bonding
The underwriting process for surety bonds involve researching and evaluating the risk of bond applicants. Though every surety company creates their own diverse criteria and guidelines for underwriting, the same three basic factors are habitually…
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More State Governments Are Investing in Cyber Insurance
As the threat of cyber-breaches continues to climb, so do the number of establishments adopting cyber-security measures. In 2019, roughly half of state governments across the United States protected their business from impending cyber-attacks with…
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Conservatorship in Michigan for Adults Who Become Disabled
Formerly-competent adults in the State of Michigan who lose the ability to take care of themselves properly are often appointed conservators or guardians to care of the incapacitated person and their property. The conservator is…
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