How to Become a Home Improvement Contractor in NYC

In order to legally construct, repair, remodel or add to any land or building used as a residence in New York City,  or business you may need to obtain a home improvement contractor license. Construction, replacement, or improvement of basements,...

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How to Become a Registered Investment Advisor

A Registered Investment Advisor is an individual or company engaged in the investment advisory business. But how do you actually become a Registered Investment Advisor (RIA)? In order to become a Registered Investment Advisor, you have to register with either...

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The Mortgage Broker Profession is Rebounding

Mortgage brokers are back! Mortgage brokers originated 56% of home loans prior to the Great Recession, according to the Association of Independent Mortgage Experts (AIME), but that number dove once the housing market fell. But in 2019, the housing market...

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Mortgage Brokers vs. Bankers

Mortgage brokers have come back and created competition for mortgage bankers over the last few years. While bankers still dominate the home loan industry, employment in the mortgage broker industry has nearly doubled since 2011. But if you're looking for...

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Become a Mortgage Broker in 5 Steps

So you want to become a mortgage broker. You want to work in real estate with both numbers and people while analyzing qualification requirements and the availability of loans. While mortgage brokers don’t actually lend money, but instead serve as...

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Conservatorship vs. Guardianship

Both conservators and guardians are appointed to assist with the financial needs of a minor, disabled, or elderly person. Both have court ordered authority to make decisions for someone who is a minor, elderly, incapacitated, or disabled. But what are...

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The Duties of a Court Appointed Guardian

The purpose of appointing a guardian to an incapacitated or disabled person is to allow the guardian to make decisions for the incapacitated or disabled person that they cannot make themselves. Both financial and non-financial decisions may come due for...

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What Does a Trustee Do?

A trust is a legal entity that technically owns assets and includes instructions describing who you want managing your affairs and who you want to receive the trust’s assets. But what does it mean to manage the trust’s affairs and...

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Types of Trusts

So you’re thinking about setting up a trust. Or you’ve been appointed to be a trustee for a trust. It would probably help to know what the differences are between the types of trust, and why someone would set one...

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What is Receivership and What Is It For?

Receivership can best be defined as a process where someone legally appointed as receiver for a company acts in that capacity as a custodian for the company’s assets or operations. Receivership is most commonly associated with bankruptcies, as receiverships allow...

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