Cyber Liability Insurance for Small Businesses

Equifax! JP Morgan Chase! Capital One! Adobe…! Large companies, including these, are responsible for the massive security breaches of the past decade—impacting the personal data of hundreds of millions of customers. These stories make the news—impacting all of us in...

Article

Practical Growth Strategies for Small Businesses

You’ve survived the "startup scramble." You’re open for business, and even making a profit. You’ve officially hit that one- or two-year milestone that many never reach. Now, your entrepreneurial spirit probably has you asking, "What’s next?” How can you expand...

Article

Small Plan, Big Liability: Why Size Doesn’t Reduce Your ERISA Exposure

What every small business owner sponsoring a retirement plan needs to know about personal risk If you run a small business and sponsor a 401(k) for your employees, you may assume that your modest plan size keeps you under the...

Article

The Numbers Don’t Lie : How Your 401(k) Helps Your Business

Good news for retirement plan sponsors — your benefit is working harder than you think. Running a small business is relentless. You’re competing against larger companies for the same talented workers, often without the HR department, the brand recognition, or...

Article

DarkHorse Insurance Brokers & Colonial Surety Company

Product

Insural Insurance Solutions & Colonial Surety Company

Product

Cybersecurity: A Fiduciary Duty for Plan Sponsors

When you sponsor a retirement plan, it is tempting to assume your service providers have everything covered. However, under the Employee Retirement Income Security Act (ERISA), selecting and monitoring these vendors is a fiduciary act. Because retirement accounts house highly...

Article

Reasonable Cyber Safeguards?

When you sponsor a 401k plan for employees, the Department of Labor (DOL) expects you to ensure that reasonable safeguards are in place to protect the plan from cybersecurity incidents. In fact, mitigating cyber threats is an enforcement priority.  Bottom...

Article

Cyberthreat: Incident or Nightmare?

Cybersecurity threats are deepening and spreading, with new tactics emerging every day. Smaller and midsize businesses are increasingly vulnerable, given that they are typically leaner than larger businesses, and wrapped in fewer layers of protection. Whether a cyber security breach...

Article

Small Business Insurance Explained

You launched successfully! Business is cooking with juice. You’re optimistic about the future. Then, there’s an accident during your demo. A storm destroys your inventory. A dissatisfied client sues. These are all examples of why small businesses owners need insurance...

Article