Small Business Insurance Explained

You launched successfully! Business is cooking with juice. You’re optimistic about the future. Then, there’s an accident during your demo. A storm destroys your inventory. A dissatisfied client sues. These are all examples of why small businesses owners need insurance...

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Open for Business: Surety Bond vs. Liability Insurance?

Starting out in a new business is exhilarating, but it comes with the dual responsibilities of complying with the law and protecting yourself professionally. While juggling compliance and protection, one of the most common points of confusion for new professionals...

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Cyber Liability Insurance for Small Businesses

Equifax! JP Morgan Chase! Capital One! Adobe…! Large companies, including these, are responsible for the massive security breaches of the past decade—impacting the personal data of hundreds of millions of customers. These stories make the news—impacting all of us in...

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Take The Lead: Business Development

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Practical Growth Strategies for Small Businesses

You’ve survived the "startup scramble." You’re open for business, and even making a profit. You’ve officially hit that one- or two-year milestone that many never reach. Now, your entrepreneurial spirit probably has you asking, "What’s next?” How can you expand...

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Scaling Your Business: HR, Social Media, and Liability

When you’ve worked to build your business from an idea to full-fledged operations, the days that you find yourself, hiring, hiring, and hiring some more are exhilarating. Scaling up brings new demands, though. Success depends on moving from informal "startup"...

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Yes, No, Maybe: Is Indecision Killing Your Business?

In the construction world, we’re used to dealing with delays we can't control, bad weather, late material deliveries, or inspection hold-ups. But there’s one project killer that comes entirely from the inside: indecision. When you're running a construction business, standing...

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The Numbers Don’t Lie : How Your 401(k) Helps Your Business

Good news for retirement plan sponsors — your benefit is working harder than you think. Running a small business is relentless. You’re competing against larger companies for the same talented workers, often without the HR department, the brand recognition, or...

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DarkHorse Insurance Brokers & Colonial Surety Company

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ERISA Plan Sponsor: ERISA Bond Vs Fiduciary Liability Insurance?

Sponsoring a workplace retirement plan comes with significant fiduciary duties and regulatory responsibilities. Under the Employee Retirement Income Security Act (ERISA), plan sponsors are held to strict standards enforced by the U.S. Department of Labor (DOL).To safeguard both your plan’s...

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